The Inspiration Behind Oshikatsu Cancellation Insurance
JCB has started selling 'Oshikatsu Cancellation Insurance,' which was planned and developed by Mysurance, a subsidiary of Sompo Japan Insurance that operates a small-amount, short-term insurance business. You can easily apply through 'JCB No Hoken,' and it will compensate for the cancellation costs of your expedition and support your promotion.
JCB is offering 'JCB Insurance' from July 2025, which allows you to easily manage and apply for insurance from 'MyJCB,' a web service exclusively for JCB card members. Since then, we have been working to create synergies with partner companies by providing new value, and we have been considering the development of new services to meet the growing demand for active use in recent years.
Meeting the Growing Demand for Oshikatsu
On the other hand, while Mysurance's 'Oshikatsu Cancellation Insurance' is gaining recognition, the challenge was to create a point of contact to guide customers when booking transportation and lodging for an expedition after announcing the winner of a concert or event. Because the two companies recognized the issues and the direction they were aiming for matched, this initiative was launched by combining 'JCB Insurance' provided by JCB with Mysurance's insurance products.
The new 'Oshikatsu Cancellation Insurance' is designed to support the 'Oshikatsu Cancellation Insurance' that 'I want to fly around the country and abroad to meet my oshi!' and 'I want to make good use of my oshikatsu funds!' by providing full compensation up to the insurance amount for cancellation fees for expedition expenses incurred due to sudden performance cancellations or postponements, transportation delays or cancellations, sudden hospital visits or hospitalizations, etc. There are two types of products: 'Domestic Expedition Edition' and 'Overseas Expedition Edition.' For example, with the 'Domestic Expedition Edition,' if the expedition cost is 30,000 yen, you can enroll for an insurance premium of 900 yen.
This product has received awards such as the 2025 Good Design Award, the 2025 38th Shogakukan DIME Trend Awards Life Design Category, and the 12th Small Amount Short-Term Insurance Award, and is highly praised as a new insurance product that contributes to the development of the insurance market.
Future Prospects
Future demand and response will be closely watched to see if it will be a reliable ally for otakus who want to go on a road trip to meet their favorites.
